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Our Services
01.Retirement Income Planning
Develop a personalized strategy to ensure a steady and sufficient income stream throughout your retirement years. We analyze your savings, investments, and potential income sources to create a robust plan for financial security and peace of mind.
02.Life Insurance Assessment
Understand your essential life insurance needs to protect your loved ones financially. This service evaluates your dependents, financial obligations, and future goals to determine the appropriate coverage amount and type of policy.
03.Business Protection Strategy
Safeguard your business against unforeseen events and ensure continuity. This service explores essential insurance solutions and financial planning measures vital for business owners to protect assets and operations.
Empowering Your Financial Future with Citizen Novelty Credit
Understanding Credit Basics
Credit is more than just a number; it is your financial reputation. It represents your ability to borrow money and pay it back. At Citizen Novelty, we help you master the fundamentals of credit scoring and history.
Why Choose Citizen Novelty
At Citizen Novelty Credit, our mission is to empower individuals and families to take control of their financial future with confidence. We believe credit repair should be transparent, honest, and results-driven—not confusing or misleading. That’s why we focus on personalized strategies, clear communication, and ethical practices that put our clients first
The Credit Repair Process
Step 1 – Review Your Credit
Step 2 – Create a Repair Plan
Step 3 – Take Action & Build
Step 4 - Welcome to Better Life Better CreditÂ
We pull and review your credit reports to understand your current scores, accounts, and any negative items.
We identify errors or issues, explain your options, and build a clear action plan tailored to your goals.
We send disputes where needed, guide you on payments and new habits, and track progress as your credit improves.
With a stronger credit profile, you can move forward with more options, confidence, and long-term financial stability.
Get Started Now
Schedule a free consultation to review your credit, explore your options, and choose the plan that fits your goals.
Credit Repair Monthly
Ideal for individuals looking to systematically restore their credit score and financial standing.
$99 / month
Startup fee: $199.99
Service Pricing Plans
Home Ownership Program
Designed for families aiming to qualify for a mortgage through comprehensive credit preparation.
$149.99 / month
Startup fee: $299.99